Cloudflare launches digital wallets for AI agents

Cloudflare Wallets and cloudflare.pay provide AI agents with a stable identity and a stablecoin wallet governed by spending limits set by their creators.

Cloudflare has announced Cloudflare Wallets and cloudflare.pay, a system that assigns each Cloudflare account a stable web address serving as an identity, which can be extended to individual AI agents. Any organisation receiving a request can thus verify precisely who authorised it.

The system is based on a two-tier architecture: a central ‘Account Wallet’ that receives and manages stablecoins, from which ‘Virtual Wallets’ are assigned to each agent. These individual wallets incorporate safeguards from the moment they are created: spending limits, a list of authorised merchants and a maximum amount per transaction, which the agent cannot exceed on their own initiative. The system relies in particular on the x402 protocol, which links micropayments to HTTP requests.